Couples and combined finances
Although some married couples want to share everything, smart financial planning dictates that you do not have to, and, in many cases should not,...
Start up entrepreneurs must avoid debt trap
Debt trap quickens the death of start ups. As a micro or small enterprise operator you really do not need to borrow start up...
‘Life insurance policy, best form of savings’
Insurance policy may not be on your card for saving and budgeting for an emergency fund, but when it comes to how your money...
Financial habits likely to land you in poverty
There are bad financial habits that may land one in poverty if not corrected, and quickly too.
Inability to live within one’s means, keep a...
Converting adversity into advantage
In the previous edition, we looked at how individuals can convert into advantage a debilitating cycle of vision and failure, joblessness, poverty, lack, and...
Practical ways to cut spending
There are good reasons why everyone should be worried over unplanned spending besides creating holes in the finances of individuals and families. When an...
Learning from Lynch investment tips
Never invest in any idea you can’t illustrate with a crayon.” That is one of the simple tips Peter Lynch used to illustrate investment...
Tony Elumelu appointed UBA chairman
The Board of United Bank for Africa Plc (UBA) Monday announced the appointment of Mr. Tony O. Elumelu as Chairman, succeeding Ambassador Joe Keshi.
The...
Electricity billing fraud as personal finance hole
Public utilities like electricity are indispensable but not when they puncture a hole in the pocket of consumers, some of whom earn the national...
Quick responses to financial distress signals
A worker or trader, even a student, is expected to use resources to make better financial decisions to ensure a better financial future. Whatever...